Spread the cost, securely and quickly
Apply in-store or online. We’ll securely submit your application to Finance.gi (Horizon Finance Limited). Decisions are usually provided within a few hours on working days.
How it works
- Choose your products and confirm your purchase details.
- Complete our short application form with your details and documents.
- We securely share your application with Finance.gi for assessment.
- Receive a decision - usually within a few hours on working days.
Eligibility checklist
- 18+ and resident in Gibraltar
- Valid photo ID (Gibraltar issued)
- Proof of address (utility bill (Aquagib / Gibtelecom) or bank statement ≤ 3 months).
If the bills are not in your name, a letter from the bill payer to confirm you live with them and your relationship with them. The upload the utility bill in their name and upload the letter in Additional Files seciton.
- Proof of income (recent payslips or self-employed tax return)
- Minimum purchase amount: £500
Exact requirements may vary. Finance.gi may request additional information.
Why apply with us
- Fast decisions on working days
- Trusted, licensed money lender (Finance.gi)
- Secure process: we delete documents within 90 days
- Clear pricing and flexible options
FAQs
Who makes the lending decision?
All applications are assessed and approved/declined by Finance.gi.
Will applying affect my credit file?
Finance.gi may carry out credit and affordability checks as part of their assessment.
How long does it take?
Most decisions are issued within a few hours during working days.
Where can I read the legal terms?
See our Finance Application Privacy Notice, Finance.gi Privacy Policy and Finance.gi Terms & Conditions.
