Finance Application Privacy Notice

Who we are
Par & Par Limited (trading as Gadget Station & The Gadget Shop) (“we”, “us”). Registered and trading in Gibraltar. Contact: info@deals.gi, 73 Main Street, Gibraltar.

Why we collect your data
We collect your details and supporting documents to (i) take steps at your request to arrange finance and (ii) submit your application to the lender, Finance.gi (Horizon Finance Limited). We do not use this information for marketing unless you separately consent.

What we collect (document examples)
Only what is necessary to process your application, which may include: full name, contact details, date of birth, government ID (number and copy), proof of address, employment and income information (e.g., payslips), bank details limited to what the lender requires, and purchase details (goods/services, price, deposit). We will not request special‑category data (e.g., health information). If you include any by mistake, we will securely delete it unless strictly required and lawfully processed.

Our role and who we share with
We are the data controller for the data we collect to facilitate your application. We share your application securely with Finance.gi, who will act as an independent data controller for credit assessment, decisioning and account servicing under their own Privacy Policy and Terms. Please review Finance.gi’s policies for how they use your data once received. 

Lawful bases

  • Pre‑contract steps / contract performance: processing your application at your request (Gibraltar GDPR Art. 6(1)(b)).

  • Legal obligations: preventing fraud, complying with financial/crime‑prevention law (Art. 6(1)(c)).

  • Legitimate interests: verifying identity and ensuring application integrity (Art. 6(1)(f)).
    We do not rely on consent except where required (e.g., if exceptionally processing special‑category data, which we aim to avoid).

International transfers & processors
We use Shopify forms and related services as our data processor(s). Personal data may be stored or processed outside Gibraltar. Where this occurs, we implement appropriate safeguards recognised under Gibraltar GDPR (e.g., data processing agreements and standard contractual clauses, where applicable). (Note: Finance.gi will have its own providers and safeguards under their policy.)

How long we keep your data

  • Not proceeding / declined: full application documents held only as long as needed to process and handle queries—recommended maximum 90 days, then permanently deleted; we retain a minimal audit record (name, date, amount, store) for up to 6 years for legal/accounting and complaints‑defence.

  • Approved via Finance.gi: we still delete the submitted documents within 90 days after hand‑off; we keep the same minimal audit record for up to 6 years.
    (If law requires a different period, we follow that law.)

Your rights
You can ask us to access, correct, erase, restrict or object to processing of your data, and request data portability. You may also complain to the Gibraltar Regulatory Authority (GRA), the supervisory authority for data protection in Gibraltar.

Security
We apply proportionate technical and organisational measures, including encrypted transmission, restricted access, logging, and time‑bound deletion.

Contact
Data protection contact: info@deals.gi, (Subject line: “Finance Application Data”)
If you contact us about data after we’ve passed it to Finance.gi, we may direct you to them for aspects they control.

Acknowledgement
By submitting this application, you confirm the information is accurate and that we may share it with Finance.gi solely to process your finance application.

For information on how Finance.gi (Horizon Finance Limited) processes your personal data once received, please see their Privacy Policy and Terms & Conditions